everyone.

everyone deserves a place to call home

renting or purchasing, you deserve a good home

Regardless of the market, everyone has housing needs. From apartments to luxury waterfront, I’m here to help you find your next home with experienced fiduciary duty.

FAQ’s

The truth: My commission is paid at closing. Most times I will be able to negotiate my pay with the seller, but it’s still part of the total purchase price.
You won’t necessarily save money going it alone, as the listing brokerage usually pockets the savings.

Don’t worry, I will earn my pay. From preventing disaster to negotiations, you will be glad you had me on your side.
More truth: not many agents work with tenants to find rentals. Why? It doesn’t pay. A finder’s fee may not even cover the gas to see properties!

With that said, I’m here playing the long game. Rentals don’t pay, but earning your business for life does. I will gladly help you find a place to call home.
I bet so! I’m not going to make you work with me if you don’t. As long as we are not under contract, I’ll release any client from a buyer-broker upon request.
I focus on education and.trust. I’m trying to build clients for life, and treat all my clients with respect and prompt service. I’m not moving in with you and don’t bring an agenda to YOUR home search, except to make sure you’re not buying a lemon.
I’d be honored for the chance to earn your business. Shoot me a text here.
In Hampton Roads, it's increasingly becoming the case that property managers want 3x the rent in income, a credit score of 620+, and first and last month's rent with the deposit, and pets make it all the harder. It's crazy. Private landlords vary in their requirements and sometimes are below market, so if those MLS requirements sound too stringent we might need to look outside the MLS.

Purchasing is going to need a credit score of 600+, ideally above 640. Depending on your situation, I have credit specialists that can help you improve your score. The better the score, the lower your monthly payment will be. But debt to income is just as important of a factor.
No debt and solid credit? Save cash. Cash gives you room for negotiations, more loan options, and may be useful in a home update.
If you want to sign up for my mailing list while you sort your finances out, feel free to here.

As a rule of thumb, it's ideal to have your monthly housing payment fall around 30% of your monthly income. You can go higher based on loan types, but beware becoming house poor!

I genuinely don't care about your credit and will treat you the same whether you have a 530 or a 780.

Let’s talk Pros & cons

renting pros and cons

PROS

Faster to move in to
No maintenance required by tenant
Sometimes a less expensive option
No crazy repair bills
Could be a good financial move
Private landlords often rent below market value

CONS

No equity being built
Landlords and their repairs.
Usually a more expensive option
Credit requirements to rent are very similar to purchasing in Hampton Roads
You can’t make it “yours”
Not always pet friendly

purchasing pros and cons

PROS

Real estate equity over time is powerful. MANY clients I’ve helped buy have $100k+ in equity in just 5-8 years.
It’s YOURS. Paint, demo, remodel, whatever you want.
Often the monthly payment is lower for purchasing
No landlord restrictions on pets
Easier to find single family homes

CONS